RayanaAI
Account
SMBK
HOLD / NEUTRALMeanRev
Composite
42.60
Technical
54.00
Fundamental
38.80
Rank
—
Price
50.12
Hurst
0.25
As of
Oct 21, 2026
DailyTurtleMean-reversion
SmartFinancial, Inc.
Financial ServicesBanks - Regional

SmartFinancial, Inc. is a bank holding company headquartered in Knoxville, Tennessee that operates SmartBank, providing deposit products and lending services across Tennessee, Alabama, and Florida. The company offers various account types such as checking and savings accounts, retirement accounts, and certificates of deposit, along with loans for commercial real estate, residential mortgages, construction projects, and small business equipment financing. Additional services include wealth management, insurance products, mortgage origination, and digital banking through internet and mobile platforms.

Market cap
$857.0M
P/E (trailing)
13.66
P/E (forward)
12.06
PEG ratio
—
Dividend yield
68.00%
Beta
0.71
52w range
34.23 – 54.14
Return on equity
+11.13%
Profit margin
+29.65%
Revenue growth
+11.80%
Earnings growth
+35.80%
Price history

1Y: 48.68 (+39.4%) · range 34.25–53.23

Cycle position
53/ 100 cycle scoreMID-BULL
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 17 · NOT READY · exit proximity 0

Conviction
29/ 100 · maturity 29%
VScore.1616
Buildup.2844
EMA entry setup.3517
Fundamentals.2139
Volume profile
POC
50.53
Price vs POC
-0.8%
Overhead supply
46%
Runway
+0.2%

Value area 46.63–53.27 · 46% of 120d volume overhead · moderate overhead

Contributing sources
SourceScoreLast seen
earnings-surprise
0.907
Oct 21, 2026
Pattern & cluster
Pattern
NEUTRALdouble_top:forming
Cluster
NEUTRAL
Forward returns

Not yet labeled — the study prices these as positions mature.