Affirm operates a payment network across the United States, Canada, and other markets that enables consumers to split purchases into installments at the point of sale. The platform partners with banks and capital markets participants to facilitate these deferred payment arrangements for a diverse merchant base ranging from small retailers to large corporations across sectors including electronics, automotive, fashion, home goods, travel, and sporting goods. Founded in 2012 and based in San Francisco, the company serves both traditional brick-and-mortar stores and digital retailers.

entry readiness 44 · WEAK SETUP · exit proximity 0

Value area 62.40–78.84 · 46% of 120d volume overhead · moderate overhead