BFH
HOLD / NEUTRALMeanRevComposite
36.30
Technical
49.40
Fundamental
31.90
Rank
—
Price
102.61
Hurst
0.22
As of
Oct 28, 2026
Daily
Bread Financial Holdings, Inc.
Financial ServicesCredit ServicesBread Financial Holdings, Inc. operates a fintech platform offering payment and lending services to merchants and consumers across North America. The company provides private label and co-branded credit card programs, installment financing, and digital payment solutions through its Bread Pay platform, along with loan servicing, underwriting, and risk management capabilities. Additionally, it offers deposit products such as certificates of deposit and high-yield savings accounts, plus marketing and data analytics services.
Market cap
$3.9B
P/E (trailing)
8.10
P/E (forward)
7.46
PEG ratio
2.26
Dividend yield
97.00%
Beta
1.18
52w range
59.26 – 114.53
Return on equity
+15.87%
Profit margin
+19.95%
Revenue growth
+3.60%
Earnings growth
-3.50%
Price history
1Y: 103.41 (+66.9%) · range 59.52–113.15
Cycle position
53/ 100 cycle scoreMID-BULL
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT
entry readiness 19 · NOT READY · exit proximity 0
Conviction
25/ 100 · maturity 86%
VScore.3618
Buildup.2139
EMA entry setup.2719
Fundamentals.1632
Volume profile
POC
102.45
Price vs POC
+0.9%
Overhead supply
42%
Runway
+3.4%
Value area 97.01–109.80 · 42% of 120d volume overhead · moderate overhead
Contributing sources
| Source | Score | Last seen |
|---|---|---|
| earnings-surprise | 0.733 | Oct 30, 2026 |
Forward returns
| Horizon | Return | MFE | State |
|---|---|---|---|
| 20d | -0.14% | +5.21% | mature |
| 40d | -7.77% | +5.21% | mature |