Rayana AI
Account
CHYM
HOLD / NEUTRALMeanRev
Composite
62.20
Technical
92.40
Fundamental
52.10
Rank
Price
31.25
Hurst
0.11
As of
Aug 7, 2026
Daily
Chime Financial, Inc.
TechnologySoftware - Application

Chime Financial is a fintech company operating in the United States and globally that delivers digital banking and payment services to consumers. Its platform includes checking accounts, debit cards, ATM access, instant money transfers, mobile banking features, short-term lending options, credit-building tools with FICO tracking, savings features, and peer-to-peer payment capabilities. The company also provides Chime Workplace, an employer-focused suite of financial services and benefits solutions for businesses.

Market cap
$11.6B
P/E (trailing)
5.82
P/E (forward)
19.08
PEG ratio
Dividend yield
Beta
52w range
15.88 – 35.55
Return on equity
-1.28%
Profit margin
-0.74%
Revenue growth
+26.80%
Earnings growth
Price history

1Y: 30.72 (+31.6%) · range 16.44–34.55

Cycle position
63/ 100 cycle scoreAPPROACHING EXIT
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 1 · NOT READY · exit proximity 0

Conviction
26/ 100 · maturity 100%
VScore.4018
Buildup.2057
EMA entry setup.251
Fundamentals.1552
Volume profile
POC
17.65
Price vs POC
+74.0%
Overhead supply
32%
Runway
+4.8%

Value area 15.8831.22 · 32% of 120d volume overhead · moderate overhead

Contributing sources
SourceScoreLast seen
trend-signal
0.630
Sep 10, 2026
earnings-surprise
0.033
Sep 3, 2026
Forward returns
HorizonReturnMFEState
20d+16.01%+16.01%mature
40d+13.40%+18.73%24/40d