Rayana AI
Account
CLBK
HOLD / NEUTRALMeanRev
Composite
46.10
Technical
92.90
Fundamental
30.50
Rank
Price
10.95
Hurst
0.17
As of
Jul 31, 2026
Daily
Columbia Financial, Inc.
Financial ServicesBanks - Regional

Columbia Financial, Inc. is a bank holding company operating Columbia Bank, which serves individual and corporate customers across the United States. The company provides a range of lending products including commercial real estate loans, construction financing, residential mortgages, and consumer credit options such as home equity lines and auto loans. Its deposit services encompass checking and savings accounts, money market products, and certificates of deposit, while additional offerings include title insurance, investment advisory services, and cash management solutions. The bank maintains full-service branches in New Jersey and was established in 1926.

Market cap
$1.2B
P/E (trailing)
21.00
P/E (forward)
18.23
PEG ratio
Dividend yield
174.00%
Beta
0.24
52w range
6.21 – 12.00
Return on equity
+5.02%
Profit margin
+21.76%
Revenue growth
+13.10%
Earnings growth
+16.70%
Price history

1Y: 11.55 (+61.0%) · range 6.21–11.82

Cycle position
57/ 100 cycle scoreMID-BULL
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 9 · NOT READY · exit proximity 0

Conviction
21/ 100 · maturity 100%
VScore.407
Buildup.2055
EMA entry setup.259
Fundamentals.1531
Volume profile
POC
10.86
Price vs POC
+6.4%
Overhead supply
19%
Runway
open sky

Value area 10.5611.66 · 19% of 120d volume overhead · clean runway

Contributing sources
SourceScoreLast seen
earnings-surprise
0.033
Aug 28, 2026
insider-activity
0.000
Sep 8, 2026
Forward returns
HorizonReturnMFEState
20d+7.42%+9.84%mature
40d+7.14%+9.84%29/40d