Rayana AI
Account
FCNCA
HOLD / NEUTRALMeanRev
Composite
44.90
Technical
74.90
Fundamental
34.80
Rank
Price
2,251.82
Hurst
0.19
As of
Aug 5, 2026
Daily
First Citizens BancShares, Inc.
Financial ServicesBanks - Regional

First Citizens BancShares is a holding company for First-Citizens Bank & Trust Company that offers retail and commercial banking services to individuals, businesses, and professionals across the United States and internationally. The company operates through three main divisions: a General Bank segment providing deposit accounts, mortgages, loans, brokerage services, and wealth management; a Commercial Bank segment offering leasing, capital markets, and specialized financing including supply chain solutions; and a Rail segment that provides equipment financing and leasing for railcars and locomotives used in freight transport. Founded in 1898 and based in Raleigh, North Carolina, the company serves a diverse client base ranging from homeowners and small businesses to large corporations and transportation operators.

Market cap
$23.9B
P/E (trailing)
11.37
P/E (forward)
10.73
PEG ratio
1.14
Dividend yield
40.00%
Beta
0.60
52w range
1,623.76 – 2,296.30
Return on equity
+10.65%
Profit margin
+25.23%
Revenue growth
+8.50%
Earnings growth
+31.00%
Price history

1Y: 2,120.58 (+12.3%) · range 1,631.87–2,289.14

Cycle position
52/ 100 cycle scoreMID-BULL
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 21 · NOT READY · exit proximity 0

Conviction
24/ 100 · maturity 43%
VScore.224
Buildup.2635
EMA entry setup.3221
Fundamentals.1935
Volume profile
POC
2,090.21
Price vs POC
+1.4%
Overhead supply
32%
Runway
open sky

Value area 1,981.162,227.72 · 32% of 120d volume overhead · moderate overhead

Contributing sources

No source detections in the last 21 days.

Forward returns
HorizonReturnMFEState
20d-2.15%+2.89%mature
40d-2.33%+2.89%26/40d