Rayana AI
Account
FMAO
HOLD / NEUTRALMeanRev
Composite
53.20
Technical
85.30
Fundamental
42.50
Rank
Price
34.44
Hurst
0.11
As of
Jul 29, 2026
Daily
Farmers & Merchants Bancorp, Inc.
Financial ServicesBanks - Regional

Farmers & Merchants Bancorp, Inc. is a bank holding company operating The Farmers & Merchants State Bank, which serves individuals and small businesses across Northwest Ohio, Northeast Indiana, and Southeast Michigan. The bank provides deposit products including checking and savings accounts, certificates of deposit, and retirement account custody services, along with various lending options such as commercial, agricultural, and residential mortgages, consumer loans, farm-related financing, and commercial real estate credit. The company also offers digital banking services through ATMs, online and mobile platforms, bill payment, and electronic transaction processing.

Market cap
$491.3M
P/E (trailing)
12.26
P/E (forward)
10.91
PEG ratio
Dividend yield
256.00%
Beta
0.80
52w range
22.77 – 36.12
Return on equity
+10.88%
Profit margin
+31.03%
Revenue growth
+17.50%
Earnings growth
+53.00%
Price history

1Y: 35.67 (+39.3%) · range 22.43–35.81

Cycle position
64/ 100 cycle scoreAPPROACHING EXIT
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 6 · NOT READY · exit proximity 0

Conviction
21/ 100 · maturity 71%
VScore.328
Buildup.2342
EMA entry setup.286
Fundamentals.1743
Volume profile
POC
26.84
Price vs POC
+32.9%
Overhead supply
1%
Runway
open sky

Value area 25.2431.17 · 1% of 120d volume overhead · clean runway

Contributing sources

No source detections in the last 21 days.

Forward returns
HorizonReturnMFEState
20d-3.59%+0.74%mature
40d+1.14%+1.14%31/40d