HAPN
HOLD / NEUTRALMeanRevComposite
52.70
Technical
54.90
Fundamental
51.90
Rank
—
Price
18.95
Hurst
0.32
As of
Jul 29, 2026
Daily
Happen, Inc.
Financial ServicesBanks - RegionalHappen, Inc. is a bank holding company offering deposit accounts such as savings, checking, and money market products alongside various consumer loan options ranging from personal loans and auto refinancing to credit card consolidation and specialized financing for health services. The company also extends commercial lending to small businesses and operates a lending marketplace platform. Headquartered in San Francisco, it serves both individual consumers and small business customers.
Market cap
$1.8B
P/E (trailing)
8.68
P/E (forward)
6.50
PEG ratio
—
Dividend yield
0.00%
Beta
1.89
52w range
13.05 – 21.67
Return on equity
+13.79%
Profit margin
+15.02%
Revenue growth
+2.50%
Earnings growth
+35.10%
Price history
1Y: 15.53 (-10.7%) · range 13.32–21.58
Cycle position
23/ 100 cycle scoreENTRY ZONE
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT
entry readiness 56 · MODERATE · exit proximity 0
Conviction
46/ 100 · maturity 29%
VScore.1614
Buildup.2845
EMA entry setup.3556
Fundamentals.2152
Volume profile
POC
15.16
Price vs POC
+2.5%
Overhead supply
70%
Runway
+0.5%
Value area 13.88–18.99 · 70% of 120d volume overhead · heavy supply
Contributing sources
| Source | Score | Last seen |
|---|---|---|
| earnings-surprise | 0.397 | Oct 30, 2026 |
Forward returns
| Horizon | Return | MFE | State |
|---|---|---|---|
| 20d | -0.92% | +12.68% | mature |
| 40d | -17.16% | +12.68% | mature |