Rayana AI
Account
MBIN
HOLD / NEUTRALMeanRev
Composite
48.40
Technical
55.30
Fundamental
46.10
Rank
Price
48.77
Hurst
0.22
As of
Jul 29, 2026
Daily
Merchants Bancorp
Financial ServicesBanks - Regional

Merchants Bancorp is a diversified bank holding company operating through three primary business divisions. The Multi-family Mortgage Banking segment originates and services government-backed mortgages for apartment complexes and healthcare facilities, including bridge loans and construction financing, as well as specialized lending for nursing homes and tax credit syndication services. The company also operates a Mortgage Warehousing segment that provides funding for residential and commercial loans to non-bank financial institutions, and a Banking segment offering traditional retail and commercial banking services including agricultural lending, SBA loans, and residential mortgage banking to individual and business customers.

Market cap
$2.4B
P/E (trailing)
10.57
P/E (forward)
8.62
PEG ratio
Dividend yield
84.00%
Beta
1.14
52w range
30.37 – 56.87
Return on equity
+11.73%
Profit margin
+42.47%
Revenue growth
+37.10%
Earnings growth
+146.70%
Price history

1Y: 51.77 (+58.4%) · range 30.13–55.60

Cycle position
53/ 100 cycle scoreMID-BULL
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 16 · NOT READY · exit proximity 0

Conviction
32/ 100 · maturity 100%
VScore.4037
Buildup.2033
EMA entry setup.2516
Fundamentals.1546
Volume profile
POC
49.72
Price vs POC
+4.1%
Overhead supply
31%
Runway
open sky

Value area 43.9452.69 · 31% of 120d volume overhead · moderate overhead

Contributing sources
SourceScoreLast seen
short-interest
0.703
Sep 14, 2026
Forward returns
HorizonReturnMFEState
20d-1.44%+2.65%mature
40d-2.08%+2.65%31/40d