Rayana AI
Account
SOFI
HOLD / NEUTRALNeutral
Composite
49.60
Technical
38.20
Fundamental
57.10
Rank
Price
17.05
Hurst
0.45
As of
Sep 2, 2026
Dailyfintech_payments · LAGGING
SoFi Technologies, Inc.
Financial ServicesCredit Services

SoFi Technologies operates a diversified financial services platform across the United States and select international markets, organized into three main divisions: Lending, Technology Platform, and Financial Services. Through its consumer-facing brands, the company offers personal loans, mortgages, student loans, deposit accounts, investment tools, cryptocurrency trading, and credit products; it also provides insurance offerings and workplace financial benefits programs. Additionally, SoFi develops and licenses technology infrastructure through Galileo (a fintech platform serving financial institutions) and Technisys (a cloud-based banking system), while operating a financial services marketplace and lending-as-a-service business that connects borrowers with partner lenders.

Market cap
$21.6B
P/E (trailing)
34.14
P/E (forward)
20.22
PEG ratio
0.61
Dividend yield
Beta
2.21
52w range
14.88 – 32.73
Return on equity
+7.09%
Profit margin
+14.91%
Revenue growth
+42.60%
Earnings growth
+40.40%
Price history

1Y: 16.73 (-40.5%) · range 15.15–32.21

Cycle position
21/ 100 cycle scoreENTRY ZONE
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 66 · GOOD SETUP · exit proximity 0

Conviction
43/ 100 · maturity 100%
VScore.4030
Buildup.2032
EMA entry setup.2566
Fundamentals.1557
Volume profile
POC
18.29
Price vs POC
-8.5%
Overhead supply
63%
Runway
+2.4%

Value area 16.1418.87 · 63% of 120d volume overhead · heavy supply

Contributing sources
SourceScoreLast seen
forum-chatter
0.311
Sep 9, 2026
trader-sentiment
0.308
Sep 14, 2026
Pattern & cluster
Pattern

none

Cluster

LAGGING · rank 16 · outflow

Forward returns
HorizonReturnMFEState
20d-0.06%-0.06%2/20d
40d-0.06%-0.06%2/40d