RayanaAI
Account
SOFI
HOLD / NEUTRALNeutral
Composite
47.80
Technical
27.60
Fundamental
61.40
Rank
—
Price
16.40
Hurst
0.54
As of
Oct 28, 2026
Dailyfintech_payments · WEAKENING
SoFi Technologies, Inc.
Financial ServicesCredit Services

SoFi Technologies operates a diversified financial services platform across the United States and select international markets, organized into three main divisions: Lending, Technology Platform, and Financial Services. Through its consumer-facing brands, the company offers personal loans, mortgages, student loans, deposit accounts, investment tools, cryptocurrency trading, and credit products; it also provides insurance offerings and workplace financial benefits programs. Additionally, SoFi develops and licenses technology infrastructure through Galileo (a fintech platform serving financial institutions) and Technisys (a cloud-based banking system), while operating a financial services marketplace and lending-as-a-service business that connects borrowers with partner lenders.

Market cap
$21.7B
P/E (trailing)
30.47
P/E (forward)
18.80
PEG ratio
0.58
Dividend yield
0.00%
Beta
2.33
52w range
13.86 – 32.73
Return on equity
+7.35%
Profit margin
+15.75%
Revenue growth
+43.90%
Earnings growth
+64.00%
Price history

1Y: 16.76 (-43.5%) · range 14.22–32.21

Cycle position
31/ 100 cycle scoreAPPROACHING ENTRY
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 44 · WEAK SETUP · exit proximity 0

Conviction
48/ 100 · maturity 100%
VScore.4031
Buildup.2078
EMA entry setup.2544
Fundamentals.1561
Volume profile
POC
17.33
Price vs POC
-3.3%
Overhead supply
61%
Runway
+0.6%

Value area 15.98–18.68 · 61% of 120d volume overhead · heavy supply

Contributing sources
SourceScoreLast seen
trader-sentiment
0.893
Oct 27, 2026
earnings-surprise
0.353
Oct 30, 2026
forum-chatter
0.253
Oct 29, 2026
Pattern & cluster
Pattern

none

Cluster

WEAKENING · rank 4 · none

Forward returns
HorizonReturnMFEState
20d-1.05%-1.05%1/20d
40d-1.05%-1.05%1/40d