Rayana AI
Account
SPFI
HOLD / NEUTRALMeanRev
Composite
47.20
Technical
63.90
Fundamental
41.60
Rank
Price
43.88
Hurst
0.11
As of
Jul 22, 2026
Daily
South Plains Financial, Inc.
Financial ServicesBanks - Regional

South Plains Financial, Inc. is a bank holding company operating City Bank, which delivers banking and financial services to small and medium-sized businesses and individuals. The company offers various deposit accounts, trust administration, retirement planning products, and investment options including mutual funds, annuities, and securities. Its lending portfolio spans commercial real estate, agricultural loans, residential mortgages, auto loans, and financing for construction and other business sectors.

Market cap
$824.0M
P/E (trailing)
11.85
P/E (forward)
10.50
PEG ratio
Dividend yield
165.00%
Beta
0.46
52w range
35.34 – 46.94
Return on equity
+12.02%
Profit margin
+29.09%
Revenue growth
+23.00%
Earnings growth
+11.60%
Price history

1Y: 43.64 (+9.1%) · range 35.50–45.77

Cycle position
56/ 100 cycle scoreMID-BULL
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 13 · NOT READY · exit proximity 0

Conviction
19/ 100 · maturity 0%
Buildup.339
EMA entry setup.4213
Fundamentals.2542
Volume profile
POC
43.32
Price vs POC
+0.7%
Overhead supply
36%
Runway
+0.1%

Value area 41.3045.52 · 36% of 120d volume overhead · moderate overhead

Contributing sources

No source detections in the last 21 days.

Forward returns
HorizonReturnMFEState
20d+1.25%+4.48%mature
40d+2.51%+4.50%36/40d