Rayana AI
Account
SYF
HOLD / NEUTRALMeanRev
Composite
39.70
Technical
57.90
Fundamental
33.70
Rank
Price
77.12
Hurst
0.20
As of
Jul 29, 2026
Daily
Synchrony Financial
Financial ServicesCredit Services

Synchrony Financial is a consumer finance provider operating across the United States that offers credit cards, installment loans, and banking deposit products to individual consumers. The company partners with major retailers, healthcare providers, and other merchants to offer co-branded and private label credit cards, as well as financing solutions in sectors including apparel, sporting goods, healthcare, and automotive. Through its CareCredit brand and other programs, it also provides healthcare-specific payment and financing options, while accepting customer deposits through digital channels and third-party institutions.

Market cap
$24.2B
P/E (trailing)
7.68
P/E (forward)
7.09
PEG ratio
0.93
Dividend yield
182.00%
Beta
1.31
52w range
63.08 – 88.77
Return on equity
+20.79%
Profit margin
+35.51%
Revenue growth
+0.60%
Earnings growth
+3.60%
Price history

1Y: 74.41 (-1.1%) · range 63.25–87.38

Cycle position
49/ 100 cycle scoreMID-BULL
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 25 · NOT READY · exit proximity 0

Conviction
29/ 100 · maturity 14%
VScore.0911
Buildup.3034
EMA entry setup.3825
Fundamentals.2334
Volume profile
POC
75.79
Price vs POC
-1.8%
Overhead supply
52%
Runway
+0.4%

Value area 70.3678.42 · 52% of 120d volume overhead · heavy supply

Contributing sources

No source detections in the last 21 days.

Forward returns
HorizonReturnMFEState
20d-4.93%-0.01%10/20d
40d-4.93%-0.01%10/40d