Rayana AI
Account
UMBF
HOLD / NEUTRALMeanRev
Composite
58.10
Technical
67.60
Fundamental
55.00
Rank
Price
143.98
Hurst
0.09
As of
Jul 29, 2026
Daily
UMB Financial Corporation
Financial ServicesBanks - Regional

UMB Financial Corporation is a bank holding company providing banking and asset management services across the United States and internationally through three main divisions. Its Commercial Banking unit delivers loans, credit facilities, real estate financing, and cash management solutions to business clients. The Institutional Banking segment serves institutional investors and healthcare organizations with fund administration, custody, trading, and specialized payment solutions, while the Personal Banking division offers deposit accounts, mortgages, credit cards, and investment advisory services to individual customers.

Market cap
$10.2B
P/E (trailing)
11.16
P/E (forward)
9.66
PEG ratio
2.54
Dividend yield
149.00%
Beta
0.78
52w range
103.38 – 153.32
Return on equity
+12.31%
Profit margin
+33.50%
Revenue growth
+12.20%
Earnings growth
+26.20%
Price history

1Y: 134.76 (+10.1%) · range 102.51–151.50

Cycle position
41/ 100 cycle scoreAPPROACHING ENTRY
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 37 · WEAK SETUP · exit proximity 0

Conviction
29/ 100 · maturity 86%
VScore.362
Buildup.2147
EMA entry setup.2737
Fundamentals.1655
Volume profile
POC
143.37
Price vs POC
-6.0%
Overhead supply
49%
Runway
+5.7%

Value area 126.79149.19 · 49% of 120d volume overhead · moderate overhead

Contributing sources

No source detections in the last 21 days.

Forward returns
HorizonReturnMFEState
20d-3.33%+2.54%mature
40d-5.59%+2.54%31/40d