RayanaAI
Account
UMBF
HOLD / NEUTRALMeanRev
Composite
58.10
Technical
67.60
Fundamental
55.00
Rank
—
Price
143.98
Hurst
0.09
As of
Jul 29, 2026
Daily
UMB Financial Corporation
Financial ServicesBanks - Regional

UMB Financial Corporation is a bank holding company providing banking and asset management services across the United States and internationally through three main divisions. Its Commercial Banking unit delivers loans, credit facilities, real estate financing, and cash management solutions to business clients. The Institutional Banking segment serves institutional investors and healthcare organizations with fund administration, custody, trading, and specialized payment solutions, while the Personal Banking division offers deposit accounts, mortgages, credit cards, and investment advisory services to individual customers.

Market cap
$10.2B
P/E (trailing)
10.17
P/E (forward)
9.54
PEG ratio
2.54
Dividend yield
149.00%
Beta
0.83
52w range
103.38 – 153.32
Return on equity
+13.50%
Profit margin
+35.61%
Revenue growth
+13.00%
Earnings growth
+50.80%
Price history

1Y: 134.47 (+27.6%) · range 102.51–151.50

Cycle position
44/ 100 cycle scoreMID-BULL
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 30 · NOT READY · exit proximity 0

Conviction
38/ 100 · maturity 43%
VScore.2215
Buildup.2654
EMA entry setup.3230
Fundamentals.1955
Volume profile
POC
133.93
Price vs POC
+0.4%
Overhead supply
58%
Runway
+0.0%

Value area 125.25–143.20 · 58% of 120d volume overhead · heavy supply

Contributing sources
SourceScoreLast seen
earnings-surprise
0.634
Oct 30, 2026
Forward returns
HorizonReturnMFEState
20d-3.33%+2.54%mature
40d-8.63%+2.54%mature