UPST
HOLD / NEUTRALMeanRevComposite
41.30
Technical
4.10
Fundamental
53.70
Rank
—
Price
25.10
Hurst
0.21
As of
Sep 11, 2026
Daily
Upstart Holdings, Inc.
Financial ServicesCredit ServicesUpstart Holdings operates an internet-based lending platform powered by artificial intelligence that serves the U.S. market. The company offers various loan products across three business divisions: personal lending, auto lending, and other services, including unsecured personal loans, small-dollar loans, auto refinancing, auto retail financing, secured auto personal loans, and home equity lines of credit. Founded in 2012 and based in San Mateo, California, the company uses AI technology to facilitate its lending operations.
Market cap
$2.2B
P/E (trailing)
46.04
P/E (forward)
6.44
PEG ratio
—
Dividend yield
0.00%
Beta
2.43
52w range
22.21 – 52.10
Return on equity
+7.94%
Profit margin
+4.69%
Revenue growth
+42.30%
Earnings growth
+211.20%
Price history
1Y: 23.02 (-51.6%) · range 22.74–50.70
Cycle position
24/ 100 cycle scoreENTRY ZONE
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT
entry readiness 56 · MODERATE · exit proximity 0
Conviction
42/ 100 · maturity 57%
VScore.289
Buildup.2455
EMA entry setup.3056
Fundamentals.1854
Volume profile
POC
30.29
Price vs POC
-24.0%
Overhead supply
97%
Runway
+0.9%
Value area 25.15–33.96 · 97% of 120d volume overhead · heavy supply
Contributing sources
| Source | Score | Last seen |
|---|---|---|
| forum-chatter | 0.422 | Oct 14, 2026 |
| trader-sentiment | 0.308 | Oct 23, 2026 |
Forward returns
| Horizon | Return | MFE | State |
|---|---|---|---|
| 20d | -5.82% | +1.99% | mature |
| 40d | -7.07% | +1.99% | 30/40d |