RayanaAI
Account
ECPG
HOLD / NEUTRALMeanRev
Composite
48.60
Technical
94.70
Fundamental
33.20
Rank
—
Price
126.17
Hurst
0.05
As of
Nov 6, 2026
Daily
Encore Capital Group, Inc.
Financial ServicesCredit Services

Encore Capital Group is a specialty finance firm that acquires defaulted consumer debt at reduced prices and manages repayment arrangements with borrowers seeking financial rehabilitation. The company also provides ancillary services including debt servicing, collection operations, business process outsourcing, and portfolio management solutions for credit originators holding non-performing loans, along with credit management offerings. Founded in 1999 and based in San Diego, the company operates globally across consumer financial assets.

Market cap
$2.4B
P/E (trailing)
7.39
P/E (forward)
8.61
PEG ratio
0.17
Dividend yield
0.00%
Beta
1.31
52w range
46.80 – 126.74
Return on equity
+34.54%
Profit margin
+17.67%
Revenue growth
+18.30%
Earnings growth
+75.70%
Price history

1Y: 114.92 (+143.4%) · range 47.22–126.17

Cycle position
68/ 100 cycle scoreAPPROACHING EXIT
ENTRYAPPROACHMID-BULLNEAR-TOPEXIT

entry readiness 6 · NOT READY · exit proximity 70

Conviction
31/ 100 · maturity 57%
VScore.2836
Buildup.2454
EMA entry setup.306
Fundamentals.1833
Volume profile
POC
99.39
Price vs POC
+26.9%
Overhead supply
0%
Runway
open sky

Value area 87.96–103.87 · 0% of 120d volume overhead · clean runway

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Contributing sources
SourceScoreLast seen
earnings-surprise
0.933
Nov 6, 2026
trend-signal
0.212
Nov 6, 2026
Pattern & cluster
Pattern
NEUTRAL
Cluster
NEUTRAL
Forward returns

Not yet labeled — the study prices these as positions mature.